Many people have a very specific idea of what they want from a funeral service. Rather than leaving it in someone else’s hands, prepaid funeral plans can be a way to make sure that your final wishes are reflected in your funeral service, and to remove the burdens of arranging and paying for the funeral from your friends and family members.
A funeral plan takes much of the administrative legwork out of funeral planning, but it doesn’t mean that you lose control. At Full Circle Funerals, we can help you to find the right funeral plan to meet your needs and provide a funeral director who can tailor the package to meet your requirements. We’ll guide you in making all the necessary arrangements and explore payment options that will enable you to have the whole cost of a prepaid plan fully paid off before you need it.
If you want to buy a funeral plan today, you can do so at the following links:
For advice on whether a funeral plan is right for you, or guidance on making the arrangements you want, get in touch with the team at Full Circle Funerals today. Use our online enquiry form to request a call back at your convenience.
Full Circle Funerals Limited is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279). Registered in England No. 02511598
Full Circle Funerals Partners Altrincham Limited is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279). Registered in England No. 02511598
We offer plans from Golden Charter to people from across the UK. Our pre-paid funeral plans are available to residents of England, Wales, Scotland, and Northern Ireland (excluding the Isle of Man and Channel Islands), for anyone over 18, regardless of health.
A funeral plan is a financial product that allows you to pre-pay and arrange your funeral service in advance. These plans are designed to alleviate any financial and organisational challenges that your family members might face in trying to organise a service without your input. While you can prepare funeral wishes that clarify the type of service you want, buying a prepaid funeral plan and paying for it upfront means you can be sure that your personal preferences for the ceremony will be carried out exactly as you expect.
At Full Circle Funerals, we work with prepaid funeral provider Golden Charter to offer comprehensive funeral plans that cover the total cost of your funeral, with all of the necessary services included. This means funeral director fees, burial or cremation fees, the cost of a minister or officiant, and other outgoings are built into the plan from the beginning. A funeral plan protects your estate from being used to cover funeral expenses and allows you to invest in the exact funeral service you want.
A basic funeral plan can be a relatively cost-effective way to arrange a traditional funeral, but there are options for larger or more customised services available, too. With our funeral plan provider, you can cover the cost of your funeral by paying in monthly instalments, which can help you to afford the exact service you want without significant upfront expenses.
When you purchase a funeral plan through Full Circle Funerals, you’ll benefit from the advice of a funeral director who can help to tailor the event to your specific requirements. We can advise on everything from direct cremation to bespoke ceremonies tailored to your specific vision. Across all of our funeral homes, our caring team will provide a dignified service that meets your needs, and we can help you put together a funeral plan that will give you peace of mind about what will happen after you die.
When you buy a funeral plan from Golden Charter, your funds are held in a secure trust. The Golden Charter Trust is managed by a board of trustees who are independent of Golden Charter itself, and whose responsibilities include protecting the investments of those who have bought funeral plans. Golden Charter Limited is regulated by the FCA and is subject to the FCA’s rules relating to trusts, which ensures that funds are managed responsibly and with minimal risk. Thanks to this oversight, this type of funeral plan protects your investment and ensures that the funds you have put in are available when you need them.
If you’re uncertain whether a pre-paid funeral plan is right for you, or if you’re asking, “Are pre-paid funeral plans worth it?” – we are here to help. We offer a free service to help you understand the pros and cons of pre-paid funeral plans and to assist you with making the right decision for your needs. We provide pre-paid funeral plan appointments by phone, via Zoom or in person, making it easy for you to get the information you need.
For those who have already invested in a plan but need help tracking it down, we can offer guidance on how to find a lost funeral plan. Whether you’re exploring the best pre-paid funeral plans, or are simply curious about pre-paid funeral costs and need advice on funeral arrangements, we are more than happy to offer our expertise. We have also created a sample prepaid funeral plan that can give you a sense of what our plans typically include.
If you’d like to understand more about pre-paid funeral services or if pre-paid funerals are worth it, please get in touch.
At Full Circle Funerals, our experts know what makes a good funeral. We have supported many people to document their funeral wishes, which means we know which aspects are important to consider and are equipped with the right questions to ask to choose the right funeral service for you. Whether you opt for a prepaid funeral plan or not, expressing your wishes can give the person arranging your funeral a great sense of relief and consolation in being able to fulfil those desires and work towards a service that suits you.
Many people choose Full Circle Funerals because of the range of options we offer – including everything from a straightforward, respectful cremation to eco-friendly funerals and alternative services. Our funeral arrangements are highly customisable and thanks to our experience in the industry, we can make suggestions or provide options that will enable you to plan the perfect service.
We’re committed to providing clear breakdowns of the costs involved, including our professional fees, burial or cremation fees and related expenses, so you’ll be certain that your plan covers all of the most important outgoings. Get in touch with us today if you need to arrange a funeral (for yourself or someone else), express your wishes or explore the wide range of funeral plans and arrangements we can offer.
You can purchase a prepaid funeral plan from any of our locations, with the support of Golden Charter, our partner funeral plan provider. Full Circle Funerals currently has funeral homes across the North West, including locations in:
Thanks to our expertise with green funerals, alternative funerals and other bespoke services, our funeral directors are often asked to travel further afield or advise on funerals happening elsewhere in the UK. Our prepaid funeral plans can be purchased by anyone over the age of 18, regardless of any health conditions. Contact us to learn more about how we can help you and to find out whether we can deliver the services you need.
Prepaid plans are designed to cover the whole cost of your funeral and often include an extra allowance for other costs that may arise to avoid the risk of any extra financial burden being imposed later. However, a lot of time may pass between when you buy your funeral plan and when you die, and the cost of a funeral today may not remain steady for the next ten years or more. As such, rising funeral costs over time may mean that the money you have paid towards your funeral needs to be supplemented at the time of your death.
Even if this is the case, this is much more cost-effective than paying out all the funeral costs at this time, without the foundation of a prepaid funeral plan. Your plan may contain an allowance to cover any additional costs so that, if you have paid for the funeral at today’s prices and these costs later rise, any supplemental payments will be reduced.
We know that pre-planning for your funeral is important, and we are happy to do whatever we can to help you make informed decisions about your future. Not everyone feels confident about their options or what they would like from their funeral. If that is the case, we can help.
We offer a completely free service to help you understand the difference between expressing your wishes, buying a funeral plan and arranging a funeral. We can give you the information you need to help you decide what is best for you, so get in touch today.
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